A lot of our customers in Vero Beach, Florida, ask the question:
“Why is auto insurance so expensive?”
The short answer comes down to the fact that Florida ranks highly for many of the risk factors insurance companies consider when setting rates.
Florida has the highest percentage of uninsured drivers in the country. Tourism plays a big part as well with many high-risk drivers visiting, but they are not all to blame. I am sure everyone who has driven in Florida has seen high-risk behavior on the roadways. With all these factors and include on top of that habitual inclement weather, you have yourself a perfect mix of high-risk factors on which insurance companies base their premiums.
Of course, every individual is different and personal factors play a part in each policy. But some factors are simply based on your environment!
With offices in Vero Beach, Florida, and Norwell, Massachusetts, The MacCallum Group always strives to get our customers the best price for the best coverage. Please call us for a free quote at 339-214-2145.
